§ 8. Mr. Ainger
To ask the Secretary of State for Social Security how many representations he has received on his changes to the payment of mortgage interest for benefit claimants. 
§ Mr. Ainger
Is the Minister aware that the application of the standard interest rate to those with a fixed-rate repayment mortgage means that they suffer a significant reduction in benefit because they have to top up their payments, which his Department should be doing, to cover their mortgage? I have corresponded with the Minister about a constituent, Mr. Tickle of Maenclochog. Does the Minister accept that the way the standard rate is applied to people with fixed-rate mortgages means that the promise that his Department gave that no claimant would lose out is not being honoured, and that it is time for a change?
§ Mr. Evans
The answer, I am happy to say, is no. I have caused further inquiries to be made about Mr. Tickle's case. I am told that he has a variable-rate mortgage, not a fixed-rate mortgage, and it appears that the system of add back is operating perfectly fairly, as we expected it to, to protect Mr. Tickle 100 per cent. I shall write again to the hon. Gentleman. If he wants to see me to discuss Mr. Tickle's case, I shall be happy to do so.