§ 1. Mr. Dempseyasked the Secretary of State for Scotland what funds will be made available during 1977–78 and 1978–79 to local authorities for mortgage schemes; and if he will make a statement.
§ The Under-Secretary of State for Scotland (Mr. Hugh D. Brown)Scottish local authorities have been allocated £13.8 million for lending to individuals for house purchase and improvement in 1977–78. The amount for 1978–79 has not been fixed but is likely to be about the same in real terms.
§ Mr. DempseyIs the Minister aware that there is a site in Airdrie that is fully serviced with roads and has been classified by the Chairman of the National Coal Board and an eminent structural engineer as "buildable", but that the building societies have refused to lend money to potential home owners for the erection of houses on this site? Can my hon. Friend do anything about that?
§ Mr. BrownPerhaps my hon. Friend will send me details. If I understood him rightly he said that this was a site that was available. If there are no houses on it, naturally some questions arise before we can talk about the way in which money should be available for home loans. If my hon. Friend will write to me, I shall investigate the matter.
§ Mr. GrimondIs the Minister aware that the lending or granting of money to individuals to obtain their own housing 1202 is one of the most satisfactory ways of getting housing and that it is often much more rewarding than the local authorities building homes? Can the hon. Gentleman say how the figures that he has given compare with the amounts made available in 1976–77? Will he look at the figure for 1978–79 with a view to increasing it to take account of the inevitable inflation?
§ Mr. BrownI do not know whether the Liberal Party is now saying that we should not build council houses. Additional sources are available through the special scheme with the building societies, and we attach great priority to having a regular supply of funds available for anyone who wants to purchase.
§ Mr. Teddy TaylorAs this is the only Question about housing, has the Minister in mind making any statement on the alarming disclosure this morning of Glasgow housing letting irregularities and whether his office is considering any form of independent inquiry into what has been happening?
§ Mr. BrownI am well aware of the great ability of the hon. Member for Glasgow, Cathcart (Mr. Taylor) to be in the gutter when there is anything that he can rake up.
§ Mr. Teddy TaylorAnswer the question.
§ Mr. BrownI shall certainly answer the question. I must make it clear that the housing management department of the district authority lets about 12,000 houses a year and has a staff of between 600 and 700. To pillory one official, a man who might be sick and ill, for 60 cases of proven irregularities is in keeping with the normal level of the hon. Member for Cathcart.
§ Mr. Teddy TaylorThere is no question of pillorying. Does the Minister realise that it is precisely to protect the reputation of the vast majority who have carried out their duties efficiently and well and because of public anxiety about the matter that there is a need for some form of public inquiry?
§ Mr. BrownI have the utmost faith and personal knowledge of the integrity and ability of both Bailie Lally and Mr. Malcolm Smith, the housing manager. If 1203 Glasgow makes any approach to us to seek help, advice or information, it will be given willingly.
§ Mr. SmallCan the Minister assist the House about the magnitude of the problem of transferability and allocation of mortgage schemes in Glasgow? I understand that that was the purport of the Question.
§ Mr. BrownGlasgow provides loans for about 1,000 borrowers in the city and has magnificent accomplishments, particularly at the bottom end of the market, where building societies, albeit that we have good relationships with them, are rather more reluctant to lend money.