§ 11.30 a.m.
Mr. Alan WilliamsI beg to move Amendment No. 97, in page 5, line 18, after '(iii)', insert:
'at the time the agreement is made'.I said in Committee that I would consider representations. We recognise that there is some difficulty for the banks and others in the probability concept in the clause. Having considered the arguments and discussed them with the draftsmen, we feel that it is possible to meet the difficulty without reducing consumer protection.
§ Amendment agreed to.