§ 22. Mr. MITCHESONasked the Chancellor of the Exchequer if he will furnish an estimate of the aggregate savings of the inhabitants of the United Kingdom in national savings certificates, in all savings banks, building societies, approved societies under national health insurance, provident societies, the funds of industrial insurance companies, and all other similar registered forms of thrift in relation to which statistics are published by Government Departments?
Mr. CHAMBERLAINAs the answer contains a great number of figures I will, with my hon. Friend's permission, circulate it in the OFFICIAL REPORT.
§ Mr. THORNECan the right hon. Gentleman state from memory the amount of profit which the Government made out of the people's money invested in the Post Office Savings Bank?
§ Following is the answer:
§ The following are the main figures customarily given in calculations of the 568 nature of that suggested in the question. There are sometimes added ordinary life assurance and an allowance for the equity value of the borrowers' interest in property financed by building societies, but these are not included in the figures below.
§ It should be noted that
- (a)it is not practicable to frame an estimate of the extent to which these aggregate savings are attributable to the small saver; the proportion probably varies in each case;
- (b) as far as possible duplication in the figures has been eliminated, but there still remains a certain amount which cannot be definitely ascertained;
- (c) in certain cases, not a very important part of the total, the figures given are believed to include sums which are in the nature of reserves;
- (d) the "latest available" figures are for the savings banks and savings certificates, those actually current, but for most of the other heads the latest published figures are those at the end of 1932.
1930. | Latest available. | |
£m. | £m. | |
National Savings Certificates* | 489 | 480 |
Post Office Savings Bank* | 290 | 331 |
Trustee Savings Banks* | 133 | 172 |
Birmingham Municipal Bank | 13 | 15 |
Post Office Register (nominal value) | 228 | 224 |
Building Societies (Share Capital, Deposits, etc.) | 365 | 464 |
Industrial and Provident Societies | 167½ | 182 |
Industrial Assurance | 267 | 300 |
Societies registered under the Friendly Societies Acts | 115 | 126 |
Accumulated Funds under the National Health Insurance Acts | 126½ | 127½ |
Registered Superannuation, etc., Trust Funds | 38 | 41½ |
Trade Unions | 12 | 11½ |
Railway Savings Banks | 17 | 17½ |
2,261 | 2,492 | |
* Including estimated accrued interest. |