HC Deb 15 December 1926 vol 200 c2969

Lords Amendment:

In line 27, at the end, insert: Provided that—

  1. (i) where loans are to be made to the same person in respect of two or more dwellings, those loans may, if it is so agreed between that person and the local authority, be secured by a single mortgage charged on all the dwellings jointly, and where two or more loans are so secured this Sub-section shall have effect as if the several loans constituted a single loan and as if the expression 'the dwelling' included a reference to the several dwellings in respect of which the loans are made; and
  2. (ii) if so agreed as aforesaid, a loan may be secured on lands of which the site of the dwelling in respect of which the loan is being made forms part, but nothing in this provision shall authorise the local authority to lend more than the sum which they would have been authorised to lend had the loan been secured only on the dwelling."

The MINISTER of HEALTH (Mr. Chamberlain)

I beg to move, "That this House doth agree with the Lords in the said Amendment."

The Amendment is divided into two parts. The first part arises out of a point which was raised in Committee upstairs, and is designed to enable the owner who is applying in respect of more than one dwelling to offer a single mortgage, instead of a number of mortgages. The second part follows the practice in Scotland, and allows land which is not part of the curtilage of the dwelling to be brought in as additional security for the local authority.

Question put, and agreed to.