HC Deb 25 February 1994 vol 238 cc514-6W
Mrs. Bridget Prentice

To ask the President of the Board of Trade what are the current average household insurance premiums for(a) self-contained flats, (b) two-bedroom houses and (c) four-bedroom houses in each parliamentary constituency in the United Kingdom.

Mr. Nelson

I have been asked to reply.

The figures in the tables are from the 1992 family expenditure survey and are of direct payments by households. The figures are for United Kingdom standard regions as data by parliamentary constituency are not available. The survey has a small number of households in some of the categories, so the figures are subject to large sampling variations. The figures are average weekly expenditure, rounded to the nearest lop. The survey does not distinguish between self-contained flats and non-se if-contained flats.

United Kingdom standard region Structural insurance Contents insurance Households with contents and/or structural insurance
£ £ £
Northern Ireland 1 1 1
(b) Average household insurance premiums for 2 bedroom houses
North 2.40 1.30 2.70
Yorkshire and Humberside 2.30 1.30 3.20
North West 2.20 1.70 3.50
East Midlands 2.10 1.40 3.10
West Midlands 2.20 1.50 3.10
East Anglia 2.40 1.40 3.00
Greater London 3.90 2.60 5.80
Rest of the South East 3.20 1.70 4.40
South West 2.70 1.70 3.90
Wales 2.20 1.20 3.00
Scotland 2.80 1.50 3.20
Northern Ireland 2.20 1.00 2.20
(c) Average household insurance premiums for 4 bedroom houses
North 3.50 2.50 5.90
Yorkshire and Humberside 3.90 2.00 5.20
North West 4.50 3.00 7.10
East Midlands 4.40 2.70 6.60
West Midlands 4.70 2.90 6.90
East Anglia 3.80 2.20 5.70
Greater London 5.90 4.40 9.80
Rest of the South East 4.80 2.70 7.20
South West 3.80 2.00 5.60
Wales 4.30 2.60 6.60
Scotland 4.80 2.70 6.40
Northern Ireland 3.70 1.90 5.40
1 Data not available as there are five or fewer reporting households.

Mrs. Bridget Prentice

To ask the President of the Board of Trade what proportion of homes in the United Kingdom are not currently covered by a household insurance policy by parliamentary constituency.

Mr. Nelson

I have been asked to reply.

Estimates of the proportion of households in the United Kingdom not currently covered by a household contents insurance policy are given for United Kingdom standard regions, based on the 1992 family expenditure survey. Similar information on structural insurance is not available from the family expenditure survey.

Households with no contents insurance
United Kingdom standard region Per cent.
North 28
Yorkshire and Humberside 27
North West 26
East Midlands 20
West Midlands 27
East Anglia 13
Greater London 38
Rest of the South East 20
South West 20
Wales 30
Scotland 24
Northern Ireland 44

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