§ Sir A. Wilsonasked the Chancellor of the Exchequer whether he will consider the possibility of reaching some agreement with insurance offices and friendly collecting societies where under insured persons joining the armed forces of the Crown will be covered against war risks without additional premiums?
§ Sir J. SimonI am informed that the majority of existing ordinary life policies issued by most offices on the lives of civilians do not contain conditions restricting the benefit payable in the event of death caused by war and that, accordingly, the insurance offices concerned are not in a position to charge an extra premium in respect of such policies if the life assured joins the armed forces of the Crown. I am informed further that, where industrial life policies do not contain a restriction excluding war risks, no restriction or extra premium in most cases can, or in other cases will, be imposed. Where life policies contain restrictions of the kind mentioned, the offices would have to consider in due course, and in the light of the circumstances, their action in relation to the enforcement of such restrictions.