§ Jane GriffithsTo ask the Secretary of State for Trade and Industry if her Department will put in place regulations to oblige credit agencies to update their records on individuals; and if she will make a statement. [145399]
§ Mr. SutcliffeIndividuals have the right, under existing legislation, to ask for their credit reference file82W to be amended if it contains information which is incorrect or which is about people with whom they have no financial connection.
If the credit reference agency refuses to comply with an individual's request they can ask the Information Commissioner to assess whether or not this decision is correct under the Data Protection Act 1998.
The Information Commissioner can be contacted at Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF or on 01625 545700.