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E-petition
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external identifier
228613
UK Government and Parliament Id
228613
e-petition UK Government and Parliament Id
228613
action
Urge the FCA to reconsider its proposed marketing restrictions for P2P lenders
background
The recent proposed changes contained within the Financial Conduct Authority (FCA)'s consultation on peer-to-peer lenders proposes that obstacles be placed in the way of investor involvement, unless investors can prove they are sophisticated, a HNW, a professional or under professional advisement.
additional details
Peer-to-peer lending was always meant to embody the idea that the old financial order was fundamentally not fit for purpose and needed renewal. For example if banks didn’t pass on interest rate rises to savers, online lenders would. And they have. The FCA should rethink its approach and trust the investor to make the right decision about what they do with their investments. Better regulation of peer to peer lending is required but narrowing down choice isn’t the right way to go.
created at
2018-09-12T14:37:35.907000+00:00
updated at
2019-02-15T16:40:59.408000+00:00
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