|
|
<p>Her Majesty's Courts and Tribunals Service (HMCTS) does not have any way of identifying offenders who also owe or have previously owed money on payday loans.</p><p>The information HMCTS holds on offenders is provided by the prosecuting authorities, by the offenders themselves, and by using the tracing tools HMCTS has at its disposal, such as the Experian credit reference agency and the Department for Work and Pensions customer information system. The means form that defendants are asked to complete asks them to provide details of loan amounts they are repaying, but as many defendants do not provide financial means information to the court, HMCTS does not know what other financial commitments they have.</p> |