<p>DWP is not responsible for the guidance for or monitoring of credit checks by employers. Consumer credit regulation is transferring from the Office of Fair trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p>Employers wishing to advertise jobs using the DWP online self-service job posting and matching service, Universal Jobmatch, must accept the Terms and Conditions for its use before a job can be posted onto the service. In accepting these Terms and Conditions, the employer agrees not to advertise jobs that include any screening requirement or criterion in connection with a job posting where such a requirement or criterion is not an actual and legal requirement of the posted job.</p><p>An example of where such checks might be relevant may be found within the banking and financial services sector, which does request credit checks as part of the recruitment and selection process as they require applicants to have a clear credit history for these roles.</p>