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The Government are concerned about the rising cost of motor insurance and are taking a number of steps to mitigate this including:"The Ministry of Justice are taking forward fundamental reform to no win no fee conditional fee agreements, which will make the costs of defending personal injury claims more proportionate. These reforms are included in the Legal Aid, Sentencing and Punishment of Offenders Bill, currently before Parliament.""The Government will ban referral fees in personal injury cases.""Reduce uninsured driving by the recent introduction of a new offence of keeping a vehicle without insurance, known as the continuous insurance enforcement scheme.""Tackling fraud by; (a) from 2012 a specialist insurance fraud police unit will be established; and (b) looking to allow insurers access to the DVLA driver record to prevent situations where drivers who have given inaccurate information when taking out insurance being only detected when they make a claim, which can then be refused.""The Government are taking a number of steps as set out in the Road Safety Strategy published on 11 May such as; the introduction of fixed penalty notices for careless driving, tougher enforcement for drink and drug driving, better information for the public and professionals, more remedial education and improvements in training and testing." |