I have had a number of discussions with ministerial colleagues in the Department for Environment, Food and Rural Affairs in relation to flooding and the provision of flood insurance to high flood-risk properties. Through the Water Bill we will introduce an industry-backed system to guarantee affordable flood insurance for people in high risk areas. In Wales, flood defences are the responsibility of the Welsh Government, and we have provided them with the resources to make investments in Wales to help ensure communities can protect their homes and possessions from the risk of flooding.