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<p>The Government does not collect data on bank lending by region. However, as part of the Better Business Finance taskforce agreed between the Government and the banks in 2011, the British Bankers' Association now publishes an enhanced SME lending dataset that includes a regional breakdown. The first dataset was published on 20 March 2012, and data are published on a quarterly basis.</p><p>The Government also announced in July that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes on a bank by bank basis. The first dataset will be published in December.</p><p>The postcode lending data will be published on a quarterly basis and show the outstanding stock of lending that has been committed to customers across three categories: loans and overdrafts to SMEs, mortgages and unsecured personal loans.</p> |