<p>During the last 6-month period ending January 2023, 94 Universal Credit claimants had asked for their debts to be waived. Of these, 14 cases were fully waived and a further 5 cases were partially waived.</p><p> </p><p>Whilst Universal Credit claimants are not automatically informed of their option to seek a waiver, anyone who feels they cannot afford the proposed rate of recovery is encouraged to contact the department to discuss their situation.</p><p> </p><p>The DWP remains committed to working with anyone who is struggling with their repayment terms and has a well-established process for working with individuals to support them to manage their debts.</p><p> </p><p>Our agents will always look to negotiate affordable and sustainable repayment plans. This includes working with individuals to review their financial circumstances. In most instances, a temporary reduction in their rate of repayment can also be agreed. There is no minimum amount that a claimant has to pay. Other options agents can consider where appropriate is to suspend repayments or refer a case for consideration of waiver.</p><p> </p><p>In addition, customers are routinely referred to the Money Advisor Network, who work in partnership with the DWP to offer free independent and impartial money and debt advice. We also remain committed to His Majesty’s Treasury’s Beathing Space policy, which provides those with problem debt the right to legal protections from creditor action for a period of 60 days to enable them to receive debt advice and enter into an appropriate debt solution.</p>