. . . . . "[holding answers 25 November 2011]: On 2 November 2011, the Government published \u201C\u201CPublic Service Pensions: good pensions that last\u201D\u201D, Cm8214. The document includes several case studies that provide illustrative examples of the impact on individuals if the Government's preferred pension scheme design were adopted. These case studies were prepared for HM Treasury by Hymans Robertson LLP using IFS data and HM Treasury assumptions.The career paths modelled assume each individual begins work aged 22, has a three year career break and retires at the normal pension age of their specific pension scheme.The assumptions used in calculating these case studies can be found on page 26 of the document. In addition, pensions taken before state pension age are subject to an early retirement reduction." . "2011-11-29+00:00"^^ . . . . . . .