The setting of insurance premiums is a matter for the insurers based on a commercial decision. The Office for National Statistics (ONS) collects data on family expenditure on vehicle taxation and insurance costs, but this Department does not separately monitor premiums.I welcome the recent Transport Select Committee's report on ““The cost of motor insurance”” and agree with their conclusions on the importance of this issue and the need to look at a range of ways of reducing costs. The Department for Transport will need time to fully consider and formally respond to the report. A seminar to discuss the issues with key interested parties is being planned.