FpUQx3Zd
type: Answer
type: WrittenAnswer
answer has question: I6uN1jgJ
answer has answering person: nBemRbWt
answer text: An insurer will make a decision about the terms on which they will offer cover following an assessment of the risks posed by an individual. This is usually informed by the insurer’s claims experience and other industry-wide statistics, including post code data. The Government does not intend to intervene in these commercial decisions by insurers as this could damage competition in the market. The respective capabilities of insurers to assess risk is a key element on which they compete. This competition is important and should lead to better products and lower prices for consumers.
answer given date: 2017-07-04+01:00
answer has answering body: HYfypSOE
written answer has answering body: HYfypSOE