The Government has published an impact assessment on the proposals included in the “Reducing the number and costs of whiplash claims” consultation. This includes an assessment of the potential costs and savings to all affected stakeholders from the consultation proposals. The impact assessment is available to download from the Ministry of Justice website at: www.justice.gov.uk/consultations The level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry. The Association of British Insurers have stated that insurers will pass on any savings to customers that result from unnecessary and excessive costs being removed from the system.