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<p>The Department for Transport has not made a recent assessment of the geographical inequalities in the cost of motor insurance. Insurers use their claims experience to assess risk and while location is a factor, other factors such as the driver's age and driving record will also influence premiums.</p><p>The Government is determined to tackle the rising cost of motor insurance. On 2 May 2012 the Secretary of State hosted a cross Government summit with the insurance industry on measures to reduce the rising of cost of premiums.</p> |