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I met a range of stakeholders including the Association of British Insurers and the driver training industry in June to consider how young people can best acquire the skills and behaviours needed to be safe and responsible drivers and therefore reduce their risk to insurers. Officials continue to work with them and the insurance industry to evidence a wide range of proposals for my consideration, ahead of formal consultation around spring 2012.The Government have already taken other steps to help manage rising insurance costs. These include the introduction of the continuous insurance enforcement scheme to tackle uninsured driving, plans to allow insurers access to the DVLA driver database to check motoring convictions to reduce fraud, and measures to tackle legal costs through abolishing the recoverability of Conditional Fee Agreements' success fees and after the event insurance, and banning referral fees. |