HC Deb 19 July 2004 vol 424 c79W
Mr. Cousins

To ask the Secretary of State for Work and Pensions if he will estimate the percentage of employees in each decile of employee incomes who do not contribute to an occupational or personal pension. [185168]

Malcolm Wicks

The proportion of employees of working age that have no pension provision by earnings deciles in 2002–03 is shown in the table.

Decile Percentage
Low 81
2 62
3 59
4 48
5 42
6 36
7 27
8 22
9 16
High 13
Notes:
1. All figures are estimates derived from the Family Resources Survey (FRS) 2002–03, the latest year for which data is available. The coverage of the survey is the UK.
2. Estimates show the proportion of working age employees with no pension provision within the deciles of the overall working age gross earnings distribution.
3. People with no pension provision are defined as those who are not members of an occupational pension and not currently contributing to a personal or stakeholder pension scheme.
4. Employees have been defined as full-time and part-time employees.
5. Working age has been defined as 20–59 for women and 20–64 for men.
6. Earnings deciles have been defined in relation to working age gross earnings for employees.
Source:
Family Resources Survey 2002–03.