HC Deb 17 November 2003 vol 413 c502W
Mr. Frank Field

To ask the Secretary of State for Defence pursuant to his answer of 27 October 2003,Official Report, columns 6–7W, on life insurance, what provisions were put in place to cover Reservists called up for service in the six months prior to 1 July. [138098]

Mr. Caplin

For many years, the Ministry of Defence has provided attributable death and injury benefits for Reservists under the War Pension Scheme and the Reserve Forces (Attributable Benefits Etc) Regulations. Commercial insurance has offered—and still offers—additional cover to those requiring it. The decision whether to take out such cover has always been a matter for the individual; MOD neither endorses nor sponsors commercial insurance schemes.

Reservists called up for service in the six months prior to 1 July 2003 could, if they wished, have taken out life cover under RPAX, and at that time been covered for war risks on joining the scheme. Information about RPAX was then, and still is, promulgated, periodically, to individual Reservists and units. In addition, Reservists would have been briefed on its availability at their respective mobilisation centres.

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