§ Mr. BellinghamTo ask the Secretary of State for Trade and Industry what estimate her Department has made of the legal costs of dispute resolution associated with employers' liability insurance. [120389]
§ Mr. BrowneI have been asked to reply.
The Department published a first stage report on employers' liability insurance that looked at the issue on 3 June.
This report and separate research in Scotland noted that definitive evidence on legal costs was not available. However an indication was given from the analysis of one leading insurer. They reported that legal costs represented on average 36 per cent. of the total claims cost for employers' liability insurance. This proportion varied by size of claim:
Claim size Legal cost (Per cent.) Less than £10,000 51 £10,000–£25,000 45 Greater than £25,000 23
§ Mr. BellinghamTo ask the Secretary of State for Trade and Industry what estimate her Department has made of compliance rates for British firms for employers' liability compulsory insurance. [120390]
§ Mr. BrowneI have been asked to reply.
The Department published a first stage report on employers' liability insurance that looked at the issue on 3 June.
The information collated suggests that levels of compliance are high but not comprehensive. The report therefore suggests a range of measures to improve enforcement.