Mr. LazarowicTo ask the Secretary of State for Trade and Industry if she will introduce measures to reform the Consumer Credit Act 1974 to ensure that time orders can be used to the advantage of debtors in Scotland. [65621]
§ Miss Melanie JohnsonAs part of the Government's review of consumer credit legislation, we will be looking at how we can make the consumer protection measures in the 1974 Act more effective. The Scottish Executive have also recently consulted on the Enforcement of Civil Obligations in Scotland and this consultation mentions time orders under the 1974 Act while recognising that any changes to the 1974 Act would be a reserved matter. The Government will take account of any comments made about time orders under the 1974 Act in our review of consumer credit legislation.