§ Mr. SutcliffeTo ask the Secretary of State for the Environment, Transport and the Regions what plans he has to strengthen the rules in relation to car insurance and the abuse of cover notes. [85309]
§ Ms Glenda JacksonIncreasing use of electronic delivery of services in the insurance industry is making abuse of cover notes more difficult. As the Government move to electronic direct relicensing of vehicles, including use of the Association of British Insurers planned motor insurance database, such abuse should be virtually eliminated because enforcement authorities will be able to have access to insurance information on-line in real time.
Anybody who had the misfortune to be the victim in an accident involving a driver abusing a cover note should be reassured that compensation would be paid by the Motor Insurers Bureau under the terms of the Uninsured Drivers Agreement.