§ Baroness Park of Monmouthasked Her Majesty's Government:
Whether any insurance companies underwrite any part of:
- (a) the Civil Service Pension Scheme (in particular section 11—injury benefits); or
- (b) the Armed Forces Pension Scheme (in particular the injury benefits section): and, if so, which insurance companies are involved (by government department). [HL1590]
§ The Minister of State, Cabinet Office (Lord Falconer of Thoroton)No part of the Principal Civil Service Pension Scheme is underwritten by insurance companies.
Members of the Armed Forces who are injured as a result of their service may receive benefits from both the Armed Forces Pension Scheme and from the War Pension Scheme. The Government meet the full cost of both schemes, and neither is underwritten by insurance companies. The MoD has, however, designed a contributory scheme under which members of the Armed Forces can take out insurance which provides compensation for injuries or death regardless of whether Service personnel are on or off duty. This scheme is administered by AON Risk Services. The benefits are paid in addition to the pension benefits to which members of the Armed Forces are entitled; the scheme is voluntary.