§ Mr. KidneyTo ask the Secretary of State for the Environment, Transport and the Regions what discussions he has had with housing groups concerning the levels of repossession cases for(a) mortgage arrears and (b) rent arrears. [56703]
§ Mr. RaynsfordNo recent direct talks have been held with housing groups concerning the level of repossessions. The Council of Mortgage Lenders and the Association of British Insurers have developed proposals for the better protection of home buyers, including improved mortgage payment protection insurance. Groups such as Shelter and the National Association of Citizens Advice Bureau were consulted.
§ Mr. KidneyTo ask the Secretary of State for the Environment, Transport and the Regions what proposals his Department has to amend the laws relating to house repossession to reduce the levels of possession cases for(a) mortgage arrears and (b) rent arrears. [56702]
§ Mr. RaynsfordNone. The Council of Mortgage Lenders and the Association of British Insurers have presented proposals for securing better protection for home buyers by means of improved insurance products, improvements in the way these products are sold, and better integration with state support. Ministers are considering these proposals.