§ Mr. Malcolm BruceTo ask the Chancellor of the Exchequer if he will estimate the net cost to the Exchequer in 1999–2000 of(a) increasing the personal income tax allowance to £10,000 per annum, (b) abolishing the 20 per cent. tax band, (c) abolishing the capital gains tax exempt amounts, (d) abolishing the age-related personal allowances, (e) abolishing the married couple's tax allowance, (f) abolishing mortgage interest tax relief, (g) starting the higher rate band of income tax at taxable incomes of over £22,000 per annum and (h) ending the zero-rating of international passenger transport. [40378]
§ Dawn Primarolo[holding answer 5 May 19981]: The latest figures available are for 1998–99 which are shown in the table.
Exchequer effect—£billion yield(+)/cost(-) 1998–99 (full year) (a) Increasing the personal income tax allowance to £10,000 per annum -29.0 (b) Abolishing the 20 per cent. tax band +3.0 (c) Cost of the capital gains tax exempt amounts -1.5 (d) Abolishing the age related personal allowances +0.8 (e) Abolishing the married couple's tax allowance +3.4 (f) Abolishing mortgage interest tax relief +1.9 (g) Starting the higher rate band of income tax at taxable incomes of over £22,000 per annum +2.6 (h) Ending the zero-rating of international passenger transport +1.3 Notes:
- (a) Includes aged personal allowances
- (b) Assumes the rate of tax on income from savings remains unchanged
- (c) This figure seeks to allow for windfall gains arising from building society and insurance company de-mutualisations, but is particularly tentative due to the uncertain level of de-mutualisation activity during this year and has been rounded to the nearest £½ billion. This estimate represents the reduction in tax liabilities from the existence of the relief and cannot generally be interpreted as the yield from withdrawing it. In practice, withdrawing a relief would often result in significant changes to taxpayers' behaviour and might require changes to other reliefs
- (d) Includes abolishing age-related personal allowances but not the age-related married couple's allowance
- (e) Includes abolishing both the non-aged and aged married couple's allowances, additional personal allowance and widow's bereavement allowance
- (f) Assumes an average building society interest rate of 7.75 per cent. and includes a reduction in public spending