Debt Recovery

HC Deb 16 June 1998 vol 314 cc135-6W

Mr. Bob Russell

To ask the Chancellor of the Exchequer what proposals he has to regulate the activities of those engaged in debt recovery. [44440]

Mr. Nigel Griffiths

I have been asked to reply.

The Consumer Credit Act 1974 regulates the activities of those engaged in debt collection by requiring them to hold consumer credit licences. The Director General of Fair Trading, who is responsible for enforcement, has taken vigorous action against holders of consumer credit licences who misbehave, including revoking their licences.

The activities of bailiffs are governed by the County Court Rules, including the County Courts Act 1984. These are the responsibility of the Lord Chancellor's Department.