§ Mr. CotterTo ask the President of the Board of Trade what plans she has to review the credit rating system; and what steps she intends to take to ensure that people who have cleared their debts or people who have had unsettled debts of more than six years distant are able to obtain loans on the same terms as others. [2640]
§ Mr. Nigel GriffithsI am always keeping under review representations made to me about credit reference agencies, as is the Director General of Fair Trading, along with other aspects of the Consumer Credit Act and developments in the consumer credit field.