§ Mr. Jim CunninghamTo ask the President of the Board of Trade what representations he has received from people who, having taken out payment protection cover, find their certificate of insurance differs from their letter of acceptance. [35625]
§ Mr. NelsonNone.
§ Mr. Jim CunninghamTo ask the President of the Board of Trade what plans he has to prevent insurance companies from changing conditions of payment protection cover once a letter of acceptance has been signed by both the insurer and the insured. [35626]
§ Mr. NelsonNone. If an insurer wishes to change the terms of a policy it is incumbent on the insurer to notify the proposed changes to the policyholder. The policyholder can then decide whether to accept the new terms or to seek alternative cover elsewhere.