HC Deb 09 January 1996 vol 269 cc174-80W
Mr. Wicks

To ask the Secretary of State for Social Security (1) what estimate he has made of(a) the gross and (b) the net income of (i) a lone parent with one child under 11 in local authority accommodation and (ii) a lone parent with one child under 11 in owner occupation, each after one year on benefit, who are (1) without any paid work, (2) in part-time paid work and (3) in full-time paid work earning (A) £80, (B) £90, (C) £100, (D) £110, (E) £120, (F) £130, (G) £140, (H) £150, (I) £160, (J) £170, (K) £180, (L) £190 and (M) £200 per week; [8178]

(2) what estimate he has made of (a) the gross and (b) the net income of (i) a couple with two children under 11 in local authority accommodation and (ii) a couple with two children under 11 in owner occupation, each after one year on benefit, who are (1) without any paid work, (2) a woman in part-time paid work, (3) a man in full-time paid work, (4) a man in full-time paid work and a woman in part-time work and (5) both the man and woman in full-time work earning (A) £80, (B) £90, (C) £100, (D) £110, (E) £120, (F) £130, (G) £140, (H) £150, (I) £160, (J) £170, (K) £180, (L) £190, (M) £200, (N) £210, (O) £220, (P) £230, (Q) £240 and (R) £250 per week. [8179]

Mr. Roger Evans

The information is set out in the tables.

It should be noted that a number of assumptions have had to be made regarding income, housing costs, hours of work and earnings. These are listed at the foot of the tables.

Lone parent with one child in Local Authority Accommodation
Gross weekly earnings £ Part time or Full time work £ a. Net income before housing costs £ b. Net income after housing costs £
0 n/a 126.19 82.04
80 Part 159.48 115.33
Full 169.48 125.33
90 Part 160.43 116.28
Full 170.43 126.28
100 Part 161.22 117.07
Full 171.22 127.07
110 Part 161.95 117.80
Full 171.95 127.80
120 Part 162.69 118.54
Full 172.69 128.54
130 Part 163.42 119.27
Full 173.42 129.27
140 Part 164.10 119.95
Full 174.10 129.95
150 Part 164.78 120.63
Full 174.78 130.63
160 Part 165.47 121.32
Full 175.47 131.32
170 Part 166.34 122.19
Full 76.34 132.19
180 Part 168.29 124.14
Full 178.29 134.14
190 Part 169.83 125.68
Full 180.24 136.09
200 Part 176.33 132.18
Full 182.19 138.04

Lone parent with one child in Local Authority Accommodation
Gross weekly earnings £ Part time or Full time work a. Net income before housing costs £ b. Net income after housing costs £
0 n/a 135.68 82.04
80 Part 147.29 93.65
Full 157.29 103.65
90 Part 149.99 96.35
Full 159.99 106.35
100 Part 152.25 98.61
Full 162.25 108.61
110 Part 154.35 100.71
Full 164.35 110.71
120 Part 156.45 102.81
Full 166.45 112.81
130 Part 158.54 104.90
Full 168.54 114.90
140 Part 160.49 106.85
Full 170.49 116.85
150 Part 162.44 108.80
Full 172.44 118.80
160 Part 164.39 110.75
Full 174.39 120.75
170 Part 166.34 112.70
Full 176.34 122.70
180 Part 168.29 114.65
Full 178.29 124.65
190 Part 169.83 116.19
Full 180.24 126.60
200 Part 176.33 122.69
Full 182.19 128.55

Couple with two children in Local Authority Accommodation
Gross weekly earnings £ Part time or Full time work a. Net income before housing costs £ b. Net income after housing costs £
-0 n/a 174.08 123.43
80 1 Part time 181.15 130.50
1 Full time 191.15 140.50
1 Part time, 1 Full time 191.31 140.66
Both Full time 191.31 140.66
90 1 Part time 181.56 130.91
1 Full time 191.56 140.91
1 Part time, 1 Full time 191.76 141.11
Both Full time 191.76 141.11
100 1 Part time 181.90 131.25
1 Full time 191.90 141.25
1 Part time, 1 Full time 192.21 141.56
Both Full time 192.21 141.56

Couple with two children in Local Authority Accommodation
Gross weekly earnings £ Part time or Full time work a. Net income before housing costs £ b. Net income after housing costs £
110 1 Part time 182.21 131.56
1 Full time 192.21 141.56
1 Part time, 1
Full time 192.59 141.94
Both Full time 192.66 142.01
120 1 Part time 182.53 131.88
1 Full time 192.53 141.88
1 Part time, 1
Full time 193.00 142.35
Both Full time 192.98 142.33
130 1 Part time 182.84 132.19
1 Full time 192.84 142.19
1 Part time, 1
Full time 193.40 142.75
Both Full time 193.39 142.74
140 1 Part time 183.13 132.48
1 Full time 193.13 142.48
1 Part time, 1
Full time 193.81 143.16
Both Full time 193.79 143.14
150 1 Part time 183.43 132.78
1 Full time 193.43 142.78
1 Part time, 1
Full time 194.15 143.50
Both Full time 194.20 143.55
160 1 Part time 183.72 133.07
1 Full time 193.72 143.07
1 Part time, 1
Full time 194.61 143.96
Both Full time 194.94 144.29
170 1 Part time 184.01 133.36
1 Full time 194.01 143.36
1 Part time, 1
Full time 195.00 144.35
Both Full time 195.96 145.31
180 1 Part time 184.30 133.65
1 Full time 194.30 143.65
1 Part time, 1
Full time 197.09 146.44
Both Full time 198.06 147.41
190 1 Part time 184.92 134.27
1 Full time 194.92 144.27
1 Part time, 1
Full time 199.04 148.39
Both Full time 200.16 149.51
200 1 Part time 185 135.09
1 Full time 195.74 145.09
1 Part time, 1
Full time 200.99 150.34
Both Full time 202.26 151.61
210 1 Part time 187.69 137.04
1 Full time 197.69 147.04
1 Part time, 1
Full time 202.48 151.83
Both Full time 207.21 156.56
220 1 Part time 191.48 140.83
1 Full time 199.64 148.99
1 Part time, 1
Full time 208.98 158.33
Both Full time 214.21 163.56

Couple with two children in Local Authority Accommodation
Gross weekly earnings £ Part time or Full time work a. Net income before housing costs £ b. Net income after housing costs £
230 1 Part time 197.98 147.33
1 Full time 201.59 150.94
1 Part time, 1
Full time 215.48 164.83
Both Full time 221.21 170.56
240 1 Part time 204.48 153.83
1 Full time 204.48 153.83
1 Part time, 1
Full time 221.98 171.33
Both Full time 228.21 177.56
250 1 Part time 210.98 160.33
1 Full time 210.98 160.33
1 Part time, 1
Full time 228.48 177.83
Both Full time 235.21 184.56

Couple with two children in Owner Occupied Accommodation
Gross weekly earnings £ Part time or Full time a. Net income before housing costs £ b. Net income after housing costs £
0 n/a 185.32 123.43
80 1 Part time 165.10 103.21
1 Full time 175.10 113.21
1 Part time, 1
Full time 175.91 114.02
Both Full time 175.91 114.02
90 1 Part time 167.26 105.37
1 Full time 177.26 115.37
1 Part time, 1
Full time 178.31 116.42
Both Full time 178.31 116.42
100 1 Part time 169.07 107.18
1 Full time 179.07 117.18
1 Part time, 1
Full time 180.71 118.82
Both Full time 180.71 118.82
110 1 Part time 170.75 108.86
1 Full time 180.75 108.86
1 Part time, 1
Full time 182.78 120.89
Both Full time 183.11 121.22
120 1 Part time 172.43 110.54
1 Full time 182.43 120.54
1 Part time, 1
Full time 184.94 123.05
Both Full time 184.86 122.97
130 1 Part time 174.10 112.21
1 Full time 184.10 122.21
1 Part time, 1
Full time 187.10 125.21
Both Full time 187.02 125.13
140 1 Part time 175.66 113.77
1 Full time 185.66 123.77
1 Part time, 1
Full time 189.26 127.37
Both Full time 189.18 127.29

Couple with two children in Owner Occupied Accommodation
Gross weekly earnings £ Part time or Full time a. Net income before housing costs £ b. Net income after housing costs £
150 1 Part time 177.22 115.33
1 Full time 187.22 125.33
1 Part time, 1
Full time 191.07 129.18
Both Full time 191.34 129.45
160 1 Part time 178.78 116.89
1 Full time 188.78 126.89
1 Part time, 1
Full time 192.90 131.01
Both Full time 193.83 131.94
170 1 Part time 180.34 118.45
1 Full time 190.34 128.45
1 Part time, 1
Full time 195.00 133.11
Both Full time 195.96 134.07
180 1 Part time 181.90 120.01
1 Full time 191.80 130.01
1 Part time, 1
Full time 197.09 135.20
Both Full time 198.06 136.17
190 1 Part time 183.79 121.90
1 Full time 193.79 131.90
1 Part time, 1
Full time 199.04 137.15
Both Full time 200.16 138.27
200 1 Part time 185.74 123.85
1 Full time 195.74 133.85
1 Part time, 1
Full time 200.99 139.10
Both Full time 202.26 140.37
210 1 Part time 187.69 125.80
1 Full time 197.69 135.80
1 Part time, 1
Full time 202.48 140.59
Both Full time 207.21 145.32
220 1 Part time 191.48 129.59
1 Full time 199.64 137.75
1 Part time, 1
Full time 208.98 147.09
Both Full time 214.21 152.32
230 1 Part time 197.98 136.09
1 Full time 201.59 139.70
1 Part time, 1
Full time 215.48 153.59
Both Full time 221.21 159.32
240 1 Part time 204.48 142.59
1 Full time 204.48 142.59
1 Part time, 1
Full time 221.98 160.09
Both Full time 228.21 166.32
250 1 Part time 210.98 149.09
1 Full time 210.98 149.09
1 Part time, 1
Full time 228.48 166.59
Both Full time 235.21 173.32

1. Gross income is assumed to mean income, including benefit income, after tax and National Insurance but before payment of housing costs.

2. Net income is assumed to mean income after tax and National Insurance and payment of housing costs.

3. Families in local authority accommodation are assumed to be liable for average council tax and local authority rent appropriate to the family size.

4. Families in owner-occupied accommodation are assumed to be liable for average mortgage interest, based on families receiving Income Support, and average council tax appropriate to the family size.

5. Families without any paid work are assumed to have no income other than Income Support, Housing Benefit (where appropriate), Council Tax Benefit, Child Benefit and, for the lone parent examples, One Parent Benefit.

6. Examples for families in part-time paid work assume earnings are for 16–29 hours per week.

7. Examples for families in full-time paid work assume that earnings are for 30 or more hours per week.

8. Examples for couples where both partners are in full-time work assume that total gross household earnings are at the levels specified in the question and that earnings and married couple's tax allowance are apportioned equally between both partners. Examples where one partner works full-time and one part-time assume that part-time earnings are £50 per week and that the full-time earner receives the married couple's tax allowance. This assumption means that where total gross household earnings are £80 or £90, part-time earnings will exceed full-time earnings. Different allocations of earnings may result in different gross and net incomes.

9, All examples assume that childcare costs are nil and that the families shown take-up full entitlement to relevant income-related benefits.