§ Ms GordonTo ask the Chancellor of the Exchequer what proposals he has to assist self-employed workers who are part of the new flexible work force to overcome difficulties they experience in obtaining a mortgage when purchasing a home; and if he will make a statement.
§ Mr. NelsonThe lending policies of mortgage providers are matters for their own commercial judgment, though it is clear that lenders remain keen to do business with those who can sustain the costs of home ownership in the longer term. Lenders have a responsibility to ensure that mortgages are adequately secured, and that borrowers are in a position to meet the repayments.