§ Ms MowlamTo ask the President of the Board of Trade what assessment he has made of the use of postal codes or addresses by credit reference agencies and other institutions in assessing credit worthiness.
§ Mr. Ian TaylorThe matter was assessed in 1992 by the then Director General of Fair Trading. He concluded that the use of such information was legitimate provided that it was not capable of outweighing all other factors. I have no plans to initiate a further assessment.