§ Mr. ConwayTo ask the President of the Board of Trade what representations he has received to amend the provisions to the Unfair Contract Terms Act 1977 with regard to exemptions for insurance companies in the provision of payment protection schemes for residential mortgages.
§ Mr. Neil HamiltonI have received representations including some from the trading standards department of Shropshire county council on the subject of the Unfair Contract Terms Act and insurance. Insurance contracts will be subject to the provisions of the Unfair Contract Terms Directive which is currently being negotiated.