Housing Benefit

HC Deb 09 November 1992 vol 213 cc556-9W

Mr. Raynsford

To ask the Secretary of State for Social Security what is the net income left currently after payment of tax and national insurance, and deduction of housing benefit, community charge benefit and where applicable family credit, for(a) a single person in employment and (b) a family with children, of whom one adult is in employment, for every extra £1 of earnings while benefit entitlement remains, and how this would change were the housing benefit tapers to be adjusted to (i) 50 per cent., (ii) 55 per cent., (iii) 60 per cent., (iv) 70 per cent., (v) 75 per cent. and (vi) 80 per cent.

Mr. Burt

The information requested is in the tables.

The following assumptions have been made:

1. The single employed person is over age 25.

2. The family with children contains two children aged 6 and 4.

3. The starting level of gross earnings in each case is that which gives a net income after housing costs around the level of net income after housing costs if in receipt of income support.

All other assumptions are as in the published tax benefit model tables.

Taper
Gross earnings	50 per cent.	55 per cent.	60 per cent.	165 per cent.	70 per cent.	75 per cent.	80 per cent.
£	£	£	£	£	£	£	£
138	106.17	103.81	101.44	99.87	99.87	99.87	99.87
139	106.70	104.33	101.95	100.50	100.50	100.50	100.50
140	107.23	104.85	102.46	101.13	101.13	101.13	101.13
141	107.77	105.37	102.97	101.76	101.76	101.76	101.76
142	108.30	105.89	103.48	102.39	102.39	102.39	102.39
143	108.83	106.41	103.99	103.02	103.02	103.02	103.02
144	109.36	106.93	104.50	103.65	103.65	103.65	103.65
145	109.89	107.45	105.01	104.28	104.28	104.28	104.28
146	110.42	107.98	105.53	104.91	104.91	104.91	104.91
147	110.95	108.50	106.04	105.54	105.54	105.54	105.54
148	111.48	109.02	106.17	106.17	106.17	106.17	106.17
149	112.01	109.54	106.80	106.80	106.80	106.80	106.80
150	112.54	110.06	107.43	107.43	107.43	107.43	107.43
151	113.08	110.58	108.06	108.06	108.06	108.06	108.06
152	113.61	111.10	108.69	108.69	108.69	108.69	108.69
153	114.14	111.62	109.36	109.32	109.32	109.32	109.32
154	114.67	112.14	109.95	109.95	109.95	109.95	109.95
155	115.20	112.66	110.58	110.58	110.58	110.58	110.58
156	115.74	113.20	111.22	111.22	111.22	111.22	111.22
157	116.27	113.72	111.85	111.85	111.85	111.85	111.85
158	116.80	114.24	112.48	112.48	112.48	112.48	112.48
159	117.33	114.76	113.11	113.11	113.11	113.11	113.11
160	117.86	115.28	113.74	113.74	113.74	113.74	113.74
161	118.40	115.80	114.37	114.37	114.37	114.37	114.37
162	118.93	116.32	115.00	115.00	115.00	115.00	115.00
163	119.46	116.84	115.63	115.63	115.63	115.63	115.63
164	119.99	117.36	116.26	116.26	116.26	116.26	116.26
165	120.52	117.88	116.89	116.89	116.89	116.89	116.89
166	121.05	118.41	117.52	117.52	117.52	117.52	117.52
167	121.58	118.93	118.15	118.15	118.15	118.15	118.15
168	122.11	119.45	118.78	118.78	118.78	118.78	118.78
169	122.64	119.97	119.41	119.41	119.41	119.41	119.41
170	123.17	120.04	120.04	120.04	120.04	120.04	120.04
171	123.71	120.67	120.67	120.67	120.67	120.67	120.67
172	124.24	121.30	121.30	121.30	121.30	121.30	121.30
173	124.77	121.93	121.93	121.93	121.93	121.93	121.93
174	125.30	122.56	122.56	122.56	122.56	122.56	122.56
175	125.83	123.19	123.19	123.19	123.19	123.19	123.19
176	126.36	123.82	123.82	123.82	123.82	123.82	123.82
177	126.89	124.45	124.45	124.45	124.45	124.45	124.45
178	127.42	125.08	125.08	125.08	125.08	125.08	125.08
179	127.95	125.71	125.71	125.71	125.71	125.71	125.71
180	128.48	126.34	126.34	126.34	126.34	126.34	126.34
181	129.02	126.97	126.97	126.97	126.97	126.97	126.97
182	129.55	127.60	127.60	127.60	127.60	127.60	127.60
183	130.09	128.24	128.24	128.24	128.24	128.24	128.24
184	130.65	128.90	128.90	128.90	128.90	128.90	128.90
185	131.21	129.56	129.56	129.56	129.56	129.56	129.56
186	131.77	130.22	130.22	130.22	130.22	130.22	130.22
187	132.33	130.88	130.88	130.88	130.88	130.88	130.88
188	132.99	—	—	—	—	—	—
189	133.32	—	—	—	—	—	—
190	133.65	—	—	—	—	—	—
1 Current Housing Benefit taper.

Gross earnings	Single person aged 25 or over Net income after payment of tax, national insurance and deductions of Housing Benefit and Community Charge Benefit Tapers
	50 per cent.	55 per cent.	60 per cent.	165 per cent.	70 per cent.	75 per cent.	80 per cent.
£	£	£	£	£	£	£	£
40	38.95	38.95	38.95	38.95	38.95	38.95	38.95
41	39.95	39.95	39.95	39.95	39.95	39.95	39.95
42	40.95	40.95	40.95	40.95	40.95	40.95	40.95
43	41.95	41.95	41.95	41.95	41.95	41.95	41.95
44	42.95	42.95	42.95	42.95	42.95	42.95	42.95
45	43.95	43.95	43.95	43.95	43.95	43.95	43.95
46	44.95	44.95	44.95	44.95	44.95	44.95	44.95
47	45.95	45.95	45.95	45.95	45.95	45.95	45.95
48	46.59	46.56	46.53	46.50	46.48	46.45	46.42
49	46.94	46.86	46.78	46.70	46.63	46.55	46.47
50	47.29	47.16	47.03	46.90	46.78	46.65	46.52

Gross earnings	Single person aged 25 or over Net income after payment of tax, national insurance and deductions of Housing Benefit and Community Charge Benefit
	50 per cent.	55 per cent.	60 per cent.	165 per cent.	70 per cent.	75 per cent.	80 per cent.
£	£	£	£	£	£	£	£
51	47.64	47.46	47.28	47.10	46.93	46.75	46.57
52	47.99	47.76	47.53	47.30	47.08	46.85	46.62
53	48.34	48.06	47.78	47.50	47.23	46.95	46.67
54	48.32	48.04	47.77	47.49	47.22	46.95	46.67
55	48.63	48.31	47.99	47.67	47.35	47.04	46.72
56	48.95	48.58	48.22	47.85	47.49	47.12	46.76
57	49.27	48.86	48.45	48.04	47.63	47.22	46.81
58	49.59	49.13	48.67	48.22	47.76	47.31	46.85
59	49.90	49.40	48.90	48.40	47.90	47.40	46.89
60	50.23	49.68	49.13	48.59	48.04	47.49	46.95
61	50.54	49.95	49.36	48.76	48.17	47.58	46.99
62	50.86	50.22	49.58	48.94	48.31	47.67	47.03
63	51.18	50.50	49.81	49.13	48.45	47.77	47.08
64	51.50	50.77	50.04	49.31	48.58	47.85	47.12
65	51.81	51.04	50.26	49.49	48.71	47.94	47.17
66	52.14	51.32	50.50	49.68	48.86	48.04	47.22
67	52.40	51.54	50.68	49.82	48.97	48.11	47.25
68	52.65	51.76	50.86	49.97	49.08	48.19	47.29
69	52.90	52.97	51.04	50.11	49.18	48.25	47.32
70	53.14	52.18	51.21	50.25	49.28	48.32	47.36
71	53.40	52.40	51.40	50.40	49.40	48.40	47.40
72	53.64	52.61	51.57	50.54	49.50	48.47	47.43
73	53.89	52.81	51.74	50.67	49.60	48.53	47.46
74	54.14	53.03	51.93	50.82	49.72	48.61	47.50
75	54.39	53.24	52.10	50.96	49.82	48.68	47.54
76	54.64	53.46	52.29	51.11	49.93	48.76	47.58
77	54.89	53.67	52.46	51.25	50.04	48.82	47.61
78	55.13	53.88	52.63	51.39	50.14	48.89	47.64
79	55.39	54.10	52.82	51.53	50.25	48.97	47.68
80	55.63	54.31	52.99	51.67	50.35	49.04	47.72
81	55.88	54.52	53.17	51.81	50.46	49.10	47.75
82	56.13	54.74	53.35	51.96	50.57	49.18	47.79
83	56.44	55.01	53.58	52.16	50.73	49.31	47.88
84	56.79	55.33	53.87	52.41	50.95	49.49	48.02
85	57.15	55.65	54.15	52.66	51.16	49.66	48.17
86	57.50	55.97	54.44	52.90	51.37	49.84	48.31
87	57.86	56.29	54.72	53.15	51.59	50.02	—
88	58.21	56.61	55.00	53.40	51.80	50.20	—
89	58.57	56.93	55.29	53.65	52.01	50.37	—
90	58.92	57.25	55.57	53.90	52.22	—	—
91	59.28	57.57	55.86	54.15	52.44	—	—
92	59.63	57.89	56.14	54.40	52.65	—	—
93	59.99	58.20	56.42	54.64	52.86	—	—
94	60.34	58.52	56.71	54.89	—	—	—
95	60.70	58.84	56.99	55.14	—	—	—
96	61.05	59.16	57.28	55.39	—	—	—
97	61.41	59.48	57.56	55.64	—	—	—
98	61.76	59.80	57.84	—	—	—	—
99	62.12	60.12	58.13	—	—	—	—
100	62.47	60.44	58.41	—	—	—	—
101	62.83	60.76	58.70	—	—	—	—
102	63.18	61.08	—	—	—	—	—
103	63.54	61.40	—	—	—	—	—
104	63.89	61.72		—	—	—	—
105	64.24	62.04	—	—	—	—	—
106	64.57	62.33	—	—	—	—	—
107	64.90	62.63	—	—	—	—	—
108	65.23	—	—	—	—	—	—
109	65.56	—	—	—	—	—	—
110	65.89	—	—	—	—	—	—
111	66.22	—	—	—	—	—	—
112	66.55	—	—	—	—	—	—
113	66.88	—	—	—	—	—	—
1 Represents current Housing Benefit taper