§ Mrs. BeckettTo ask the Secretary of State for Social Security if he will publish figures similar to those in his Department's tax/benefit model table, showing net weekly spending power for a lone mother with two children aged four and six years under the benefit system based on upratings already announced for April 1992, and in each of the following circumstances(a) not working, after one year on benefits, (b) earning £20 a week from part-time working and (c) working full-time and earning (i) £60, (ii) £70, (iii) £80, (iv) £90, (v) £100, (vi) £110 and (vii) £120 per week.
§ Mr. Jack[holding answer 28 February 1992]: The information requested is set out in the table. This takes into account the upratings announced for April 1992 in respect of family credit, child benefit, housing benefit, community charge benefit and income support, but all other data and assumptions are as for the published October 1991 tax benefit model tables.
All tables of this kind are illustrative only and do not, except by chance, reflect the actual circumstances of the population at large. In particular, the hypothetical rents used do not reflect the wide range of housing costs individuals may pay. But the tables do indicate that, as a result of successive improvements in the tax and social security systems, it is now almost impossible for someone to be worse off as a result of an increase in gross pay.
Lone parent with two children aged 4 and 6 £ (a) not working, after one year on benefit Income support 67.57 Child benefit 23.30 Rent rebate 26.03 Community charge benefit 3.76 Total net income 120.66 Income after rent and community charge 89.93 (b) earning £20 per week from part-time earnings Income support 62.57 Child benefit 23.30 Rent rebate 26.03 Community charge benefit 3.76 Earnings 20.00 Total net income 135.66 Net income after rent and community charge 104.93 Notes:
1. Child benefit includes one parent benefit.
2. Net income after rent and community charge includes the notional value of free school meals and welfare foods.
663W
Lone parent with 2 children aged 4 and 6 Tax threshold=£96.44 Basic Tax rate=25 per cent. Total net income on Income Support=£120.66 Net income after Rent and Community Charge on Income Support = £89 £ £ £ £ £ £ £ Gross earnings 60.00 70.00 80.00 90.00 100.00 110.00 120.00 Tax .00 .00 .00 .00 .89 3.39 5.89 N.I. 1.76 2.66 3.56 4.46 5.36 6.26 7.16 Take home pay 58.24 67.34 76.44 85.54 93.75 100.35 106.95 Family credit 61.80 61.28 54.91 48.54 42.79 38.18 33.55 Child benefit 23.30 23.30 23.30 23.30 23.30 23.30 23.30 Rent rebate 8.55 2.97 1.20 .00 .00 .00 .00 Community Charge benefit .00 .00 .00 .00 .00 .00 .00 Total net income 151.89 154.89 155.85 157.38 159.84 161.83 163.80 Rent 26.03 26.03 26.03 26.03 26.03 26.03 26.03 Community Charge 4.70 4.70 4.70 4.70 4.70 4.70 4.70 Net income after Rent and Community Charge 121.16 124.16 125.12 126.65 129.11 131.10 133.07
§ Mrs. BeckettTo ask the Secretary of State for Social Security if he will publish tables, similar to those in his Department's tax/benefit model table, showing net weekly spending power for each of a single wage married couple(a) with two children aged four and six years and (b) with three children aged three, eight and 11 years earning (i) £60, (ii) £70, (iii) £80, (iv) £90, (v) £100, (vi) £110, (vii) £120, (viii) £130, (ix) £140, (x) £150, (xi) £160 and (xii) £170 under the benefit system taking account of the upratings already announced for April 1992.
§ Mr. Jack[holding answer 28 February 1992]: The information requested is set out in the table. This takes
Married couple with two children aged 4 and 6 Gross earnings (£S) Tax National insurance Take home pay Family credit Child benefit Rent Rent rebate Community charge Community charge benefit Total net income Net income after rent and community charge 60.00 0.00 1.76 58.24 61.80 17.45 26.03 11.41 9.40 4.15 153.05 117.62 70.00 0.00 2.66 67.34 61.28 17.45 26.03 5.83 9.40 2.86 154.76 119.33 80.00 0.00 3.56 76.44 54.91 17.45 26.03 4.06 9.40 2.45 155.31 119.88 90.00 0.00 4.46 85.54 48.54 17.45 26.03 2.28 9.40 2.04 155.85 120.42 100.00 0.89 5.36 93.75 42.79 17.45 26.03 0.68 9.40 1.67 156.34 120.91 110.00 3.39 6.26 100.35 38.18 17.45 26.03 0.00 9.40 1.37 157.35 121.92 120.00 5.89 7.16 106.95 33.55 17.45 26.03 0.00 9.40 1.08 159.03 123.60 130.00 8.39 8.06 113.55 28.93 17.45 26.03 0.00 9.40 0.78 160.71 125.28 140.00 10.89 8.96 120.15 24.31 17.45 26.03 0.00 9.40 0.48 162.39 126.96 150.00 13.39 9.86 126.75 19.69 17.45 26.03 0.00 9.40 0.19 164.08 128.65 160.00 15.89 10.76 133.35 15.08 17.45 26.03 0.00 9.40 0.00 165.88 130.45 170.00 18.39 11.66 139.95 10.46 17.45 26.03 0.00 9.40 0.00 167.86 132.43 664W
Married couple with three children aged 3, 8 and 11 Gross earnings(£'s) Tax National insurance Take home Pay Family credit Child benefit Rent Rent rebate Community charge Community charge benefit Total net income Net income after rent and community charge 60.00 0.00 1.76 58.24 79.05 25.25 26.03 9.04 9.40 3.60 175.18 139.75 70.00 0.00 2.66 67.34 78.53 25.25 26.03 3.46 9.40 2.31 176.89 141.46 80.00 0.00 3.56 76.44 72.16 25.25 26.03 1.69 9.40 1.90 177.44 142.01 90.00 0.00 4.46 85.54 65.79 25.25 26.03 0.00 9.40 1.49 178.07 142.64 100.00 0.89 5.36 93.75 60.04 25.25 26.03 0.00 9.40 1.12 180.16 144.73 110.00 3.39 6.26 100.35 55.43 25.25 26.03 0.00 9.40 0.83 181.86 146.43 120.00 5.89 7.16 106.95 50.80 25.25 26.03 0.00 9.40 0.53 183.53 148.10 130.00 8.39 8.06 113.55 46.19 25.25 26.03 0.00 9.40 0.23 185.22 149.79 140.00 10.89 8.96 120.15 41.56 25.25 26.03 0.00 9.40 0.00 186.96 151.53 150.00 13.39 9.86 126.75 36.95 25.25 26.03 0.00 9.40 0.00 188.95 153.52 160.00 15.89 10.76 133.35 32.33 25.25 26.03 0.00 9.40 0.00 190.93 155.50 170.00 18.39 11.66 139.95 27.71 25.25 26.03 0.00 9.40 0.00 192.91 157.48 into account the upratings announced for April 1992 in respect of family credit, child benefit, housing benefit, community charge benefit and income support, but all other data and assumptions are as for the published October 1991 tax benefit model tables.
All tables of this kind are illustrative only and do not, except by chance, reflect the actual circumstances of the population at large. In particular, the hypothetical rents used do not reflect the wide range of housing costs individuals may pay. But the tables do indicate that, as a result of successive improvements in the tax and social security systems, it is now almost impossible for someone to be worse off as a result of an increase in gross pay.