§ Mr. Alex CarlileTo ask the Secretary of State for Transport if he will introduce legislation to the effect that innocent victims of vehicles damaged by hit-and-run drivers should not forfeit insurance no-claim bonuses; and if he will make a statement.
§ Mr. Kenneth CarlisleThe terms and conditions of a no-claim discount scheme form part of the contract between the motorist and insurer. Such schemes have no statutory basis and it would not be right to seek to regulate their operation by legislation.