§ Mr. Alfred MorrisTo ask the Chancellor of the Exchequer whether the general conditions of approval of occupational and personal pension schemes by the Inland Revenue are such as to permit the provision of payments out of such a scheme of an amount related to a person's accrued or prospective retirement pension under the scheme, such payments to be made throughout any period in which that person is entitled to the payment of an invalidity pension from the national insurance fund and to cease at the end of that period.
§ Mr. Major[holding answer 12 February 1990]: The main purpose of occupational and personal pension schemes is to provide an income in retirement. The tax approval conditions for such schemes allow benefits to be paid before retirement age if a person is incapable of continuing in employment. There is no requirement on schemes to provide a pension before retirement age. Decisions on whether an incapacity pension is payable are matters for the scheme trustees and their criteria might differ from entitlements to invalidity pensions. Incapacity pensions are normally payable for life.