HC Deb 03 April 1990 vol 170 cc508-9W
Mr. Nigel Griffiths

To ask the Secretary of State for Trade and Industry if he will seek to advise car buyers of the legal obligations of garage proprietors who offer 0 per cent. interest to finance the purchase of cars.

Mr. Forth

Under the Consumer Credit Act, it is the function of the Director General of Fair Trading to disseminate such information and advice as it may appear to him expedient to give to the public about the operation of the Act, the credit facilities available to them and other matters within the scope of his functions under the Act. I will draw the hon. Member's question to the director general's attention for consideration.

Mr. Nigel Griffiths

To ask the Secretary of State for Trade and Industry (1) what steps he will take to increase the monitoring of the practices of garage proprietors who offer 0 per cent. interest to finance the purchase of cars;

(2) whether he will arrange for his officials to meet representatives of the SMMTA to discuss the need to protect motorists from unscrupulous practice arising from offers of 0 per cent. interest to finance the purchase of cars.

Mr. Forth

The Consumer Credit Act 1974 prohibits misleading credit advertisements and the Consumer Credit (Advertisement) Regulations 1989 contain specific provisions on the use of expressions such as "interest free". Enforcement of this legislation is a matter for local authority trading standards departments and for the Director General of Fair Trading. I will ask the director general to write to the hon. Member about this matter.

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