§ Mr. Frank CookTo ask the Secretary of State for Social Security if he will publish tables using the assumptions in his answer to the hon. Member for Bradford, West (Mr. Madden) on 22 June 1988,Official Report, columns 575–80, but using expenditure and benefit figures appropriate for families in Stockton, together with a column showing the extent of the differences resulting from the April changes.
§ Mrs. Gillian ShephardPursuant to the holding answer of 17 May 1989, the information requested is set out in the tables. They compare the post-reform position in April 1988 not with an actual pre-reform cash situation but with a hypothetical position which might have occurred had the previous structure continued and been uprated on the assumptions in "Impact of the Reformed Structure of Income Related Benefits" (October 1987).
In addition, it should be noted that although the comparisons are based on average local authority housing charges in Stockton they do not necessarily reflect either the wide variety of rents and domestic rates that people in the borough actually pay or real families' circumstances and their housing arrangements. Finally, the comparisons take no account of the housing benefit transitional cash protection announced on 27 April.
1017W
New benefit system from April 1988 Stockton L.A. Married couple with two children aged 4 and 6 £ per week Earnings head Tax NI Family credit Child benefit Rent Rent rebate Rates Rate rebate Fares to work Net income after housing costs Difference between systems 60.00 0.00 3.00 40.32 14.50 19.52 4.76 9.81 3.31 5.85 84.71 -9.43 70.00 0.00 4.90 34.65 14.50 19.52 3.18 9.80 2.82 5.85 85.07 -10.52 80.00 1.22 5.60 28.99 14.50 19.52 1.60 9.81 2.33 5.85 85.42 -11.60 90.00 3.92 6.30 24.37 14.50 19.52 0.00 9.81 1.94 5.85 85.41 -11.56 100.00 6.62 7.00 19.75 14.40 19.52 0.00 9.81 1.54 5.85 86.99 -9.93 110.00 9.32 9.90 16.67 14.50 19.52 0.00 9.81 1.28 5.85 88.05 -6.19 120.00 12.02 10.80 12.19 14.50 19.52 0.00 9.81 0.89 5.85 89.58 -2.63 130.00 14.72 11.70 7.71 14.50 19.52 0.00 9.81 0.51 5.85 91.12 -2.89 140.00 17.42 12.60 3.23 14.50 19.52 0.00 9.81 0.00 5.85 92.53 -3.28 150.00 20.12 13.50 0.00 14.50 19.52 0.00 9.81 0.00 5.85 95.70 -0.73 160.00 22.82 14.40 0.00 14.50 19.52 0.00 9.81 0.00 5.85 102.10 0.00 170.00 25.52 15.30 0.00 14.50 19.52 0.00 9.81 0.00 5.85 108.50 0.00
Old benefit system at hypothetical rates April 1988 Stockton L.A. Married couple with three children aged 3, 8 and 11 £ per week Earnings head Tax NI FIS Child benefit Rent Rent rebate Rates Rate rebate Fares to work Free school meals Free welfare milk Net income after housing costs 60.00 0.00 3.00 32.90 21.75 19.52 18.16 9.81 7.95 5.85 5.10 1.83 109.51 70.00 0.00 4.90 30.50 21.75 19.52 16.26 9.81 7.34 5.85 5.10 1.83 112.70 80.00 1.22 5.60 25.50 21.75 19.52 15.01 9.81 6.94 5.85 5.10 1.83 114.13 90.00 3.92 6.30 20.50 21.75 19.52 13.76 9.81 5.54 5.85 5.10 1.83 114.08 100.00 6.62 7.00 15.50 21.75 19.52 12.51 9.81 6.14 5.85 5.10 1.83 114.03 110.00 9.32 9.90 10.50 21.75 19.52 11.12 9.81 5.65 5.85 5.10 1.83 111.55 120.00 12.02 10.80 5.50 21.75 19.52 9.47 9.81 5.00 5.85 5.10 1.83 110.65 130.00 14.72 11.70 0.50 21.75 19.52 7.82 9.81 4.35 5.85 5.10 1.83 109.75 140.00 17.42 12.60 0.00 21.75 19.52 4.68 9.81 3.12 5.85 5.10 0.00 109.45 150.00 20.12 13.50 0.00 21.75 19.52 1.38 9.81 1.82 5.85 5.10 0.00 111.25 160.00 22.82 14.40 0.00 21.75 19.52 0.00 9.81 0.52 5.85 2.55 0.00 112.42 170.00 25.52 15.30 0.00 21.75 19.52 0.00 9.81 0.00 5.85 0.00 0.00 115.75
1018W1019W
New benefit system from April 1988 Stockton L.A. Married couple with three children aged 3, 8 and 11 £ per week Earnings head Tax NI Family credit Child benefit Rent Rent rebate Rates Rate rebate Fares to work Net income after housing costs Difference between systems 60.00 0.00 3.00 51.72 21.75 19.52 3.10 9.81 2.80 5.85 101.19 -8.32 70.00 0.00 4.90 46.05 21.75 19.52 1.52 9.81 2.31 5.85 101.55 -11.15 80.00 1.22 5.60 40.39 21.75 19.52 0.00 9.81 1.82 5.85 101.96 -12.17 90.00 3.92 6.30 35.77 21.75 19.52 0.00 9.81 1.43 5.85 103.55 -10.53 100.00 6.62 7.00 31.15 21.75 19.52 0.00 9.81 1.03 5.85 105.13 -8.90 110.00 9.32 9.90 28.07 21.75 19.52 0.00 9.81 0.77 5.85 106.19 -5.36 120.00 12.02 10.80 23.59 21.75 19.52 0.00 9.81 0.00 5.85 107.34 -3.31 130.00 14.72 11.70 19.11 21.75 19.52 0.00 9.81 0.00 5.85 109.28 -0.49 140.00 17.42 12.60 14.63 21.75 19.52 0.00 9.81 0.00 5.85 111.18 +1.73 150.00 20.12 13.50 10.15 21.75 19.52 0.00 9.81 0.00 5.85 113.10 +1.85 160.00 22.82 14.40 5.67 21.75 19.52 0.00 9.81 0.00 5.85 115.02 +2.60 170.00 25.52 15.30 1.19 21.75 19.52 0.00 9.81 0.00 5.85 116.94 +1.19
Old benefit system at hypothetical rates April 1988 Stockton L.A. Single person with two children aged 4 and 6 £ per week Earnings head Tax NI FIS Child benefit Rent Rent rebate Rates Rate rebate Fares to work Free school meals Free welfare milk Net income after housing costs 60.00 0.00 3.00 28.70 19.40 19.52 15.90 9.81 7.23 5.85 2.55 1.83 97.43 70.00 0.00 4.90 23.70 19.40 19.52 14.65 9.81 6.83 5.85 2.55 1.83 98.88 80.00 1.22 5.60 18.70 19.40 19.52 13.40 9.81 6.43 5.85 2.55 1.83 100.31 90.00 3.92 6.30 13.70 19.40 19.52 12.15 9.81 6.03 5.85 2.55 1.83 100.26 100.00 6.62 7.00 8.70 19.40 19.52 10.64 9.81 5.46 5.85 2.55 1.83 99.78 110.00 9.32 9.90 3.70 19.40 19.52 8.99 9.81 4.81 5.85 2.55 1.83 96.88 120.00 12.02 10.80 0.00 19.40 19.52 6.91 9.81 3.99 5.85 2.55 0.00 94.85 130.00 14.72 11.70 0.00 19.40 19.52 3.61 9.81 2.69 5.85 2.55 0.00 96.65 140.00 17.42 12.60 0.00 19.40 19.52 0.00 9.81 1.39 5.85 2.55 0.00 98.14 150.00 20.12 13.50 0.00 19.40 19.52 0.00 9.81 0.00 5.85 0.00 0.00 100.60 160.00 22.82 14.40 0.00 19.40 19.52 0.00 9.81 0.00 5.85 0.00 0.00 107.00 170.00 25.52 15.30 0.00 19.40 19.52 0.00 9.81 0.00 5.85 0.00 0.00 113.40
New benefit system from April 1988 Stockton L.A. Single person with two children aged 4 and 6 £ per week Earnings head Tax NI Family credit Child benefit Rent Rent rebate Rates Rate rebate Fares to work Net income after housing costs Difference between systems 60.00 0.00 3.00 40.32 19.40 19.52 0.00 9.81 1.44 5.85 82.98 -14.45 70.00 0.00 4.90 34.65 19.40 19.52 0.00 9.81 0.95 5.85 84.92 -13.96 80.00 1.22 5.60 28.99 19.40 19.52 0.00 9.81 0.00 5.85 86.39 -13.92 90.00 3.92 6.30 24.37 19.40 19.52 0.00 9.81 0.00 5.85 88.37 -11.89 100.00 6.62 7.00 19.75 19.40 19.52 0.00 9.81 0.00 5.85 90.35 -9.43 110.00 9.32 9.90 16.67 19.40 19.52 0.00 9.81 0.00 5.85 91.67 -5.21 120.00 12.02 10.80 12.19 19.40 19.52 0.00 9.81 0.00 5.85 93.59 -1.26 130.00 14.72 11.70 7.71 19.40 19.52 0.00 9.81 0.00 5.85 95.51 -1.14 140.00 17.42 12.60 3.23 19.40 19.52 0.00 9.81 0.00 5.85 97.43 -0.71 150.00 20.12 13.50 0.00 19.40 19.52 0.00 9.81 0.00 5.85 100.60 0.00 160.00 22.82 14.40 0.00 19.40 19.52 0.00 9.81 0.00 5.85 107.00 0.00 170.00 25.52 15.30 0.00 19.40 19.52 0.00 9.81 0.00 5.85 113.40 0.00
1020W
Old tax and benefit system—assuming average local authority rent and rates for Stockton and a simple reseating of April 1987 benefits to April 1988. Lone mother with two children aged 4 and 6 £ per week (a) (b) (c) Not working after one year on benefit Working part-time earning £20 Working part-time earning £40 Supplementary benefit 45.93 30.89 14.35 Earnings — 20.00 40.00 Tax — 0.00 0.00 National insurance — 0.00 2.00 Fares to work — 2.92 2.92 Rent 19.52 19.52 19.52 Rates 9.81 9.81 9.81 Housing benefit 27.77 27.77 27.77 CHB 19.40 19.40 19.40 FSM 2.55 2.55 2.55 FWM 1.83 1.83 1.83 Net weekly spending power 68.15 70.19 71.65
Benefit system from April 1988 Assumptions as in "Impact of reform structure of income related benefits'" October 1987 Average local authority rent and rates for Stockton Lone Mother with two children aged 4 and 6 £ per week (a) Not working after one year on benefit Income support 45.35 Rent 19.52 Rates 9.81 Housing benefit 26.12 CHB 19.40 FSM 2.55 FWM 1.83 Net weekly spending power 65.92 Difference between systems -2.23
1021W
£ per week (b) (c) Working part-time earning £20 Working part-time earning £40 Income support 40.35 20.35 Earnings 20.00 40.00 Tax 0.00 0.00 NI 0.00 0.00
(b) (c) Working part-time earning £20 Working part-time earning £40 Fares to work 2.92 2.92 Rent 19.52 19.52 Rates 9.81 9.81 Housing benefit 26.12 26.12 CHB 19.40 19.40 FSM 2.55 2.55 FWM 1.83 1.83 Net weekly spending power 78.00 78.00 Difference between systems +7.81 +6.35