HC Deb 23 May 1986 vol 98 cc386-9W
Mr. Raynsford

asked the Secretary of State for Social Services what will be the housing benefit paid to (a) a single pensioner under 79 years, (b) a single pensioner over 80 years, (c) a pensioner couple under 79 years, (d) a pensioner couple over 80 years, (e) a single parent, working, with one child under 16 years, (f) a couple, one working, with one child under 16 years, (g) a single parent, working, with two children under 16 years and (h) a couple, one working, with two children under 16 years where the rent and rates are (i) 25 per cent. below average, (ii) average and (iii) 25 per cent. above average and gross weekly income is (x) at the level of unemployment benefit and (y) earnings of £45, £55, £65, £75, £85, £95, £110 and £125 a week, under the current provisions and under the assumptions set out in the technical annex to Cmnd. 9691, including the 20 per cent. contribution to rates; and in each case at what level of income the entitlement to housing benefit would disappear.

Mr. Newton

[pursuant to his reply, 12 May 1986, c. 382]: The information requested is given in the following tables.

Weekly gross income level
£45 £55 £65 £75 £85 £95 £110 £125 Income level at which HB no longer payable
(ii) 75 per cent, average 11.04 5.84 1.44 68.26
(iii) 125 per cent, average 16.74 11.54 7.34 2.68 82.54
Pensioner couple 65–79
(i) Average rent and rates 19.00 19.00 15.64 9.74 5.54 1.35 97.90
(ii) 75 per cent, average 14.25 14.25 12.79 6.89 2.69 90.76
(iii) 125 per cent, average 23.75 23.75 18.49 12.59 8.39 4.19 105.04
Pensioner couple 80+
(i) Average rent and rates 19.00 19.00 15.64 9.74 5.54 1.35 97.90
(ii) 75 per cent, average 14.25 14.25 12.79 6.89 2.69 90.76
(iii) 125 per cent, average 23.75 23.75 18.49 12.59 8.39 4.19 105.04

Notes:

1. Average rent is assumed to be £13.80 per week and average rates £5.20 per week.

2. In each case the pensioners' income is assumed to be unearned.

3. No account has been taken of possible entitlement to housing benefit supplement.

Table IB: Working households (with one wage-earner)
Weekly gross earnings level
Unemployment benefits £45 £55 £65 £75 £85 £95 £110 £125 Earnings level at which HB no longer payable
Single parent, 1 child
(i) Average rent and rates 21.60 21.60 21.60 21.16 18.06 14.76 11.05 4.75 120.61
(ii) 75 per cent, average 16.20 16.20 16.20 16.20 14.82 11.52 7.81 1.26 112.64
(iii) 125 per cent, average 27.00 27.00 26.74 24.60 21.30 18.00 14.29 7.99 1.53 125.16
Couple, 1 child
(i) Average rent and rates 21.60 21.60 21.60 21.52 19.56 16.26 12.96 6.66 0.54 125.16
(ii) 75 per cent, average 16.20 16.20 16.20 16.20 15.94 13.02 9.72 3.42 117.19
(iii) 125 percent, average 27.00 27.00 27.00 26.30 22.80 19.50 16.20 9.90 3.60 133.13
Single parent, 2 children
(i) Average rent and rates 22.80 22.80 22.80 22.80 21.26 17.96 14.66 8.62 2.6 130.39
(ii) 75 per cent, average 17.11 17.11 17.11 17.11 17.05 14.54 11.24 5.20 121.86
(iii) 125 per cent, average 28.51 28.51 28.51 28.51 24.68 21.38 18.08 12.4 5. 74 138.93
Couple, 2 children
(i) Average rent and rates 22.80 22.80 22.80 22.80 22.48 19.46 16.16 10.54 4.24 134.94
(ii) 75 per cent, average 17.11 17.11 17.11 17.11 17.11 16.05 12.75 7.13 0.91 126.41
(iii) 125 per cent, average 28.51 28.51 28.51 28.36 26.19 22.89 19.59 13.97 7.67 143.48

Notes:

1.The following average rent and rate levels have been assumed: £15.40 and £6.20 per week respectively for households with 1 child, and £16.50 per week and £6.30 per week for households with two children.

2.Child benefit and one-parent benefit have been assumed to be in payment, in addition to the earnings levels shown in the table, at November 1985 rates. The final column shows the earnings level at which housing benefit is no longer payable for consistency with the rest of the table; child benefit/one-parent benefit should be added to these figures to find the income level at which housing benefit is no longer payable.

3.No account has been taken of possible entitlement to FIS/Family Credit.

II: Amounts of weekly housing benefit under proposed scheme
Table 2A: Pensioner households
Weekly gross income level
£45 £55 £65 £75 £85 £95 £110 £125 Income level at which HB no longer payable
Single pensioner 65–79
(i) Average rent and rates 14.44 7.23 0.55 67.52
(ii) 75 per cent, average 9.95 2.30 59.30
(iii) 125 per cent, average 18.93 11.72 6.12 0.80 75.73
Single pensioner 80+
(i) Average rent and rates 16.24 9.03 3.42 70.73
(ii) 75 per cent, average 11.75 4.54 62.52
(iii) 125 per cent, average 20.73 13.52 7.92 2.15 78.94
Pensioner couple 65–79
(i) Average rent and rates 17.96 17.96 16.56 8.56 1.32 86.97
(ii) 75 per cent, average 13.47 13.47 12.7 4.7 78.75
(iii) 125 per cent, average 22.45 22.45 21.05 13.05 5.81 0.57 95.19

Weekly gross income level
£45 £55 £65 £75 £85 £95 £110 £125 Income level at which HB no longer payable
Pensioner couple 80+
(i) Average rent and rates 17.96 17.96 17.96 10.32 2.64 90.12
(ii) 75 per cent, average 13.47 13.47 13.47 5.83 81.90
(iii) 125 per cent, average 22.45 22.45 22.45 14.81 7.57 1.89 98.33

Notes:

1.The first two notes to table 1A also apply to this one.

2.November 1985 tax rates and allowances have been assumed and the current minimum benefit level of 50 pence has been used throughout. Pensioners are assumed to be over 65 for income tax purposes. Other assumptions are based on the illustrative figures used in the Technical Annex to Cmnd. 9691 including tapers of 60 per cent. (rents) and 20 per cent. (rates) and a minimum contribution inwards domestic rates of 20 per cent.

Table 2B: Working households (with one wage-earner)
Weekly gross earnings level
Unemployment benefit £45 £55 £65 £75 £85 £95 £110 £125 Earnings level at which HB no longer payable
Single parent, 1 child
(i) Average rent and rates 20.36 20.36 20.36 20.36 16.93 11.89 8.37 0.92 111.16
(ii) 75 per cent, average 15.27 15.27 15.27 15.27 11.84 6.80 3.28 100.65
(iii) 125 per cent, average 25.45 25.45 25.45 25.45 22.02 16.98 13.47 6.14 121.68
Couple, 1 child
(i) Average rent and rates 20.36 20.36 20.36 20.36 20.36 19.05 15.53 8.21 0.80 125.84
(ii) 75 per cent, average 15.27 15.27 15.27 15.27 15.27 13.96 10.44 3.12 115.32
(iii) 125 per cent, average 25.45 25.45 25.45 25.45 25.45 24.14 20.63 13.30 5.98 136.36
Single parent, 2 children
(i) Average rent and rates 21.54 21.54 21.54 21.54 20.59 15.55 12.03 4.71 119.25
(ii) 75 per cent, average 16.16 16.16 16.16 16.16 15.21 10.17 6.65 107.99
(iii) 125 per cent, average 26.93 26.93 26.93 26.93 25.98 20.94 17.42 10.10 2.52 130.53
Couple, 2 children
(i) Average rent and rates 21.54 21.54 21.54 21.54 21.54 21.54 19.19 11.87 4.55 133.92
(ii) 75 per cent, average 16.16 16.16 16.16 16.16 16.16 16.16 13.81 6.49 122.66
(iii) 125 per cent, average 26.93 26.93 26.93 26.93 26.93 26.93 24.58 17.26 9.94 145.21

Notes:

1.The notes to table 1B also apply to this one.

2.November 1985 tax rates and allowances, and national insurance rates, have been assumed. The current minimum benefit level of 50 pence has been used throughout. Other assumptions are based on the illustrative figures used in the Technical Annex to Cmnd. 9691 including tapers of 60 per cent. (rents) and 20 per cent. (rates) and a minimum contribution to rates of 20 per cent.

3.The children are assumed to be aged 15 (one child), and 10 and 15 (two children).