HC Deb 28 January 1985 vol 72 c66W
Mr. Pawsey

asked the Chancellor of the Exchequer if he will give instructions, where savings certificates and Government stock are purchased by a husband and wife and the appropriate certificates are in joint names, that all letters be addressed to the joint holders.

Mr. Ian Stewart

The Bank of England and the Department for National Savings do not usually know or record the relationship of joint holders. The usual practice for Government stock is to address original correspondence to whichever holder's name appears first. In the very rare cases where national savings originates correspondence on savings certificates the practice is to write to the joint holders. In replying to any letter from holders the practice is to follow the form adopted by the sender—for example a joint reply to a jointly signed letter.