§ Mr. Berminghamasked the Secretary of State for Transport when he proposes to bring forward legislation to amend the Road Traffic Act 1972 so as to create an offence when an insured fails to report, or a driver fails to report an incident or accident to his insurers.
§ Mrs. ChalkerWe have no plans to introduce such legislation. In the case of personal injury, liability for which is compulsorily insurable, the Road Traffic Act already protects the victim by requiring the driver concerned to produce a certificate of insurance. The insurers must satisfy a judgment for personal injury liability against the driver even though he had not informed them of the accident. As I announced in January, we intend to implement the proposed EC directive on motor insurance, and we intend then to provide similar safeguards for damage to property.