§ Mr. Ralph Howellasked the Chancellor of the Exchequer what would be the net weekly spending power of a man with a wife and two children, calculated on the same basis as in the tax benefits model tables for November 1982 whose wage was £150 per week if he was paying mortgage interest of (a) £10, (b) £20, (c) £30, (d) £40 and (e) £50 per week, comparing it with the net weekly spending power (i) while receiving unemployment benefit and (ii) when unemployment benefit had ceased and he is totally dependent on supplementary benefit.
§ Mr. NewtonI have been asked to reply.
The following table shows the net weekly spending power of a man with a wife and two children aged 4 and 6:
1 2 3 4 Mortgage interest paid Employed earning £150 a week Unemployed receiving unemployment benefit only* Unemployed receiving supplementary benefit £ £ £ £ 10 98.78 45.42 66.77 20 91.78 35.42 66.77 30 84.78 25.42 66.77 40† 77.78 15.42 66.77 50† 73.28 5.42 66.77 Note * In all these cases the individual would be entitled to supplementary benefit. If taken up net weekly spending power would be £66.77 a week as in column 4. † These interest payments would not be consistent with normal building society policy for advances against an earnings level of £150 per 534W
Nihe District Office Average arrears per household* Average overall housing maintenance cost per dwelling† Average staff cost per dwelling† Number of Squatters £ £ £ New cases in 1982 at 31 December 1982 Belfast 1 178 260 52.55 112 287 2 62 287 61.88 7 30 3 233 393 59.89 194 610 4 89 329 66.49 23 71 5 111 281 58.11 19 98 6 111 183 66.01 66 99 7 63 414 67.04 44 59 Antrim 115 333 45.34 5 — Ballycastle 42 281 56.36 4 1 Ballymena 53 224 44.30 4 1 Ballymoney 46 168 51.74 1 — Carrickfergus 110 171 47.69 — 12 Larne 62 167 49.72 1 — Newtownabbey* 71 169 45.06 2 8 week.
Assumptions
- 1. The wife has no earnings or income other than child benefit.
- 2. Mortgage capital repayment is ignored because it is not met in supplementary benefit awards. General rates are £5.10 a week and water rate is £1.30 a week.
- 3. Fares to work are £5.50 a week.
- 4. All means-tested benefits are taken up in full except supplementary benefit in the column 3 examples.
- 5. Local authorities continues to exercise their discretion to allow free or cheap meals on low income bounds.
- 6. No tax repayments are received out of work.