HC Deb 10 February 1982 vol 17 c369W
Mr. Michael Martin

asked the Secretary of State for Trade whether he will ask the Director General of Fair Trading to investigate as an anti-competitive practice the levying by certain banks of a commission on cheques cashed by members of the public who are not customers of the bank concerned.

Mrs. Sally Oppenheim

Section 3 of the Competition Act 1980 gives the Director General of Fair Trading the discretion whether or not to initiate a preliminary investigation into a course of conduct that may be anticompetitive. Steps to recover the costs of clearing the cheques on non customers do not prima facie constitute an anti-competitive practice.