§ Mr. Greville Jannerasked the Secretary of State for Trade (1) whether he will seek to introduce legislation to remove the exemption of insurance companies against the limits placed on exclusion clauses by the Unfair Contract Terms Act 1977;
(2) whether he will seek to introduce legislation to remove the right of insurers to repudiate liability if the assured fails to supply information not requested by the insurer.
§ Mr. EyreThe right of insurers to avoid a contract of insurance in cases of non-disclosure of information not specifically requested of the policyholder is a matter142W examined in the Law Commission's report "Non-Disclosure and Breach of Warranty—Cmnd. 8064". My Department is engaged in consultation on the report, and decisions as to legislation, including any possible amendment to the Unfair Contract Terms Act, must await completion of that process.