§ Mr. Ovendenasked the Secretary of State for Prices and Consumer Protectection if he will list in the Official Report those sections of the Consumer Credit Act which are now in force and those which have still to be brought into effect, with an indication of what action he proposed to implement them.
§ Mr. John FraserThe following sections are in force: 1–42, 48–51, 56, 75, 82, 106, 113, 137–140, 145–150 and 152–193.
The following sections are still to be brought into effect: 43–47, 52–55, 57–74, 76–81, 83–105, 107–112, 114–136, 141–144 and 151. This list includes certain sections conferring as yet unused regulation-making powers.
I hope to make orders and regulations early in 1979 bringing into operation sections 43–47 and 52—which relate to advertisements and quotations. Replies to consultation papers on proposals relating to some 20 sections including 95 and 97—rebate on early settlement—are under consideration. A consultation paper with a view to implementing sections 66 and 83–85 was circulated this month. Con- 704W sultation papers on regulations under section 60—form and content of agreements—and other provisions are being prepared.