§ Sir R. Russellasked the President of the Board of Trade if he is aware that many insurance companies are refusing to insure houses, especially those in multi-occupation, against fire risks because the inhabitants use paraffin stoves and heaters; and if he will introduce legislation to deal with this problem.
§ Mr. DellI am aware that some insurance companies have refused to insure a house in London in multiple occupation against fire risks, on the grounds that the improper use of paraffin stoves and heaters constituted a hazardous fire risk. I think it reasonable that insurers should have discretion in the risks which they accept, and it is not, therefore, proposed to introduce legislation on the matter. The London Fire Brigade are ready to advise on fire precautions in houses in multiple occupation. Owners and occupants who act on their advice should not find it difficult to insure against fire.